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Financial planning blog
Practical articles on startup budgets, unit economics, cash flow, forecasting and financial model review.
Published articles
18 articles
Inventory lead times: reorder points, lots and cash
Follow a longer lead time from the reorder threshold to stock availability and supplier cash, including a case where ordering now is already late.
Project cash flow: fund delivery before milestone receipts
A complete project cash calendar shows why a $14,000 contract margin can still need $11,000 of additional reserve funding.
Restaurant sales mix: contribution per kitchen minute
Use recipe yield and a shared-grill example to choose between high contribution per dish and higher contribution across the whole service.
Service revenue forecast: hours, utilization and hiring
Turn a staff roster into a revenue forecast, then calculate whether a hire can cover its cost during ramp-up and at the planned utilization.
Startup budget: calculate the cash needed before launch
Calculate startup funding from dated launch payments, operating receipts and the lowest cash balance—not just a list of opening expenses.
Subscription forecasts: cohorts, churn, revenue and cash
Follow a cohort forecast, see why identical customer churn can remove different revenue, and keep annual billing cash separate from monthly metrics.